What to Do When Inflation & Interest Rates Rise

Rising inflation is evident everywhere we look - in gas prices, grocery bills, the cost of eating out - everything has gone up. Meanwhile, interest rates are rising and stocks are red. What is BENA Capital doing to protect our investors’ capital?

BENA Capital believes in buying quality properties that hold value, deliver stable income for our investors, with potential for appreciation. Our target markets are in high-growth areas, or on the fringes of large metros where rental demand continues to exceed supply. These locations offer a lot of runway: they often provide businesses with attractive incentives that strengthen local economies; they are desirable because people can lead comfortable lifestyles while maintaining (comparatively) lower costs of living. This demand continues to drive rising rents and growth in our portfolio. From this point of view, it helps to invest in these areas where demand for rentals and rental revenue are increasing, to beat inflation.

Rising interest rates means that the cost of debt increases. Since all of BENA Capital’s investments use no debt, our investors have significantly lower risk and achieve much more stability in investment returns compared to traditional models. BENA Capital believes in the power of a debt-free investment approach. Our goal is to invest responsibly — to protect and grow our investors’ capital. For the investor, no debt also provides peace of mind because there is zero risk of mortgage default or foreclosure - no matter what state the financial markets may be in. Equally as important, because we are not making principal and interest payments, the additional cash flow is returned to investors, increasing profits and dividend distributions.